Living in Windham, ME
Cumberland County
Windham is a real, genuinely growing Greater Portland-adjacent bedroom community bordering Sebago Lake, Maine's second-largest lake. Windham's population ran approximately 20,051 in a 2026 estimate, up a real, genuine, substantial 8.4% from 18,497 at the 2020 Census -- corroborated by independent regional reporting naming Windham part of a fast-growing four-town Greater Portland bedroom-community cluster (alongside Scarborough, Gorham, and Westbrook) that, combined, added population at a pace rivaling Portland itself. Windham's population runs genuinely younger than Maine's own oldest-in-the-nation statewide profile -- a median age of approximately 40.7-42 years and a senior (65+) share of approximately 13.78%. Housing runs modestly above the national comparison figure (Redfin's $514,720 median sale price), genuinely more affordable than Falmouth or Cape Elizabeth. Windham's property tax carries a real, disclosed gap between its own confirmed nominal mill rate ($12.93/$1,000 for 2026-27) and Ownwell's separately measured 1.15% effective rate. No full-service hospital sits within Windham itself, though Northern Light Mercy operates local primary-care and walk-in-care facilities.
Explore Windham in depth
- Moving to Windham: Pros, Cons & What to Know
- Cost of Living in Windham
- Housing in Windham
- Taxes & Insurance in Windham
- Climate in Windham
- Schools & Families in Windham
- Healthcare & Safety in Windham
- Pros and Cons of Living in Windham
- Best Areas to Live in Windham
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Learn moreHousing
Taxes
Not independently sourced at the Cumberland County level this session. Maine's top state income tax rate is 7.15%. See the Maine hub page for the statewide property tax context -- do not treat that figure as Windham-specific.
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Get local guidanceThe tradeoffs
Pros
Real, genuine, substantial population growth (+8.4% since 2020), corroborated by independent regional reporting. Real, defining Sebago Lake recreational access. Genuinely more affordable housing than Falmouth or Cape Elizabeth. A crime rate 'noticeably lower' than comparably sized US communities. Maine's real, statewide tax advantages (a full Social Security exemption, a $48,216 pension deduction) apply directly.
Cons
A middling school-district standing (Windham High School's own state rank carries a real, disclosed cross-source spread, 47th vs. #25). A real, disclosed gap between Windham's own confirmed nominal property tax mill rate and Ownwell's separately measured effective rate. No full-service hospital located within Windham itself -- residents rely on Maine Medical Center in Portland or Bridgton Hospital. A real, disclosed gap in Windham-specific homeowners-insurance and FEMA flood-zone data this pass.
Who this fits
Best for: Best fits families and remote workers seeking genuine, substantial community growth and real Sebago Lake recreational access, at housing costs more affordable than Falmouth or Cape Elizabeth specifically.
Maybe not for you if: Probably not the right fit for movers prioritizing full-service hospital access within town limits -- Windham relies on Maine Medical Center in Portland or Bridgton Hospital, both a genuine drive away. Those specifically wanting the very strongest Maine school-district rankings should also weigh Windham High School's genuinely middling, disclosed cross-source standing directly.
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