Cost of Living in Windham
Windham's cost of living runs genuinely moderate, more affordable than Falmouth or Cape Elizabeth, though this record discloses a real property-tax-rate tension directly.
Exploring the idea of moving?
We can connect you with a local real estate professional who knows the area -- no pressure, just a starting point.
Learn moreHousing runs modestly above the national comparison figure
Redfin's $514,720 median sale price (June 2026) runs modestly above the ~$408,776 national comparison figure this project cites consistently, genuinely more affordable than Falmouth or Cape Elizabeth specifically (base record).
A real, disclosed property tax rate gap
Windham's own Town Council set a $12.93 per $1,000 assessed-value rate (1.293% nominal) for 2026-27, while Ownwell separately cited a lower 1.15% median EFFECTIVE rate -- a real, disclosed gap this record does not resolve (base record).
Maine's real 7.15% top income tax rate
Maine's real, current 7.15% base top marginal income tax rate applies in Windham as statewide, alongside a full Social Security exemption and a $48,216 pension deduction (tax year 2025) (base record).
A likely favorable, non-coastal insurance picture
This pass did not confirm a Windham-specific homeowners-insurance figure, so this record uses Maine's own statewide range ($1,335-$1,433/year) instead (base record).
Key takeaways
- Windham's housing costs run modestly above the national comparison figure -- genuinely more affordable than Falmouth or Cape Elizabeth.
- Windham's property tax rate carries a real, disclosed gap between a confirmed 1.293% nominal rate and Ownwell's 1.15% effective rate.
- Maine's 7.15% top income tax rate applies statewide, with real retiree-specific tax advantages layered on top.
- Maine's statewide homeowners insurance runs genuinely favorable, though no Windham-specific figure was confirmed this pass.
Want to know what your budget actually buys here?
Tell us a bit about what you're looking for and we'll connect you with someone local who can walk you through real numbers.
Get local guidanceRead the full Windham overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.
Planning a move?
Tell us what you're looking for and we'll connect you with a local expert who can help you make it happen.
Talk to a local expert