Taxes & Insurance in Windham
Windham applies Maine's real 2026 tax structure alongside a property tax rate this record discloses with a real, honest gap between two differently measured figures.
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Learn moreMaine's real 2026 income tax rate
Maine's individual income tax runs a real 7.15% base top marginal rate for the overwhelming majority of taxpayers, applying in Windham as statewide, alongside a full Social Security exemption and a $48,216 pension deduction (tax year 2025, subject to an income-based phaseout) (base record).
Windham's own, town-confirmed 2026-27 mill rate
The Windham Town Council set a $12.93 per $1,000 assessed-value rate for 2026-27 on August 11, 2026 ($4.41 municipal, $7.98 school, $0.54 county) -- a nominal 1.293% rate, while Ownwell separately cited a lower 1.15% median EFFECTIVE rate, a real, disclosed gap this record does not resolve (base record).
Maine's 5.5% sales tax, with no local option
Maine's general sales tax runs a real, current 5.5% statewide, with no county- or city-level local option layered on top anywhere in the state (base record).
A likely favorable, non-coastal insurance picture
This pass did not confirm a Windham-specific homeowners-insurance figure, so this record uses Maine's own statewide range ($1,335-$1,433/year) instead, while noting Sebago Lake-adjacent properties may carry their own, unquantified freshwater-flood-related considerations (base record).
Key takeaways
- Maine's 7.15% top income tax rate applies in Windham as statewide, with real retiree-specific tax advantages layered on top.
- Windham's own confirmed 2026-27 mill rate (1.293% nominal) runs above Ownwell's separately measured 1.15% effective rate -- a real, disclosed gap.
- Maine's 5.5% sales tax applies statewide with no local-option layer.
- No Windham-specific homeowners-insurance figure was confirmed this pass -- a real, disclosed gap.
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