Cost of Living & Housing in Far Northern California

This region -- Chico, Redding, Susanville, and Alturas -- spans California's far northern reach from the Sacramento Valley's northern edge into the Shasta Cascade and remote Modoc Plateau, and shares a genuinely affordable housing profile shaped by distance from the state's major metros and, in two of these four towns, real, ongoing wildfire and economic-transition pressure.

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Chico and Redding: County Seats with Real, Documented Wildfire-Driven Housing Shocks

Chico ($459,000-$478,739) absorbed a genuine, significant demographic and housing-market shock following the November 2018 Camp Fire -- California's deadliest and most destructive wildfire -- which destroyed roughly 90% of homes in nearby Paradise and drove an estimated 19,000 survivors to relocate to Chico, growing the city's own population by an estimated 20% and pushing Chico's median single-family home price up approximately 15% in the five months immediately following the fire. Redding ($390,282) runs genuinely more affordable, approximately 2% below the national median sale price, even after its own 2018 Carr Fire history.

Susanville and Alturas: Small, Remote, and Exceptionally Affordable

Susanville ($235,500-$274,000) and Alturas ($133,500, among the most affordable prices documented anywhere in this project's California coverage) both run dramatically below Chico's or Redding's pricing, reflecting their genuine remoteness and, for Susanville specifically, a real, disclosed local economic contraction following the 2023 closure of California Correctional Center.

A Shared, Standard Prop 13 and State Tax Structure

Every city in this region operates under California's same Proposition 13 mechanic and 13.3% top marginal income tax rate, though Redding's own combined 7.25% sales tax rate runs genuinely lower than several other California Tier B markets documented elsewhere in this project.

Key takeaways

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Last reviewed: 2026-09-05. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.