Pros and Cons of Living in University City

University City's core trade-off pairs a real, vibrant Delmar Loop district and Washington University adjacency against above-national-average crime and property taxes, plus a real, historically significant Delmar Divide history.

Exploring the idea of moving?

We can connect you with a local real estate professional who knows the area -- no pressure, just a starting point.

Learn more

Pro: a real, vibrant cultural district and Wash U adjacency

The Delmar Loop's genuine entertainment, cultural, and dining draw, alongside University City's genuine Washington University adjacency, together give the city a distinct, real identity within this manifest.

Pro: a genuinely high higher-education attainment level

A real, combined 59.3% of University City residents hold a bachelor's degree or higher -- a genuinely well-educated population consistent with the city's Washington University-adjacent identity.

Con: above-national-average crime and property taxes

University City's overall crime rate runs 22% above the national average, and its 1.34% effective property tax rate runs above both national and Missouri statewide figures.

Con: a real, disclosed segregation history and a two-sided school picture

The real, documented Delmar Divide and University City's own historical role in it, alongside the separate public school district's real, disclosed lower proficiency rates, are both stated plainly here.

Key takeaways

Want to know what your budget actually buys here?

Tell us a bit about what you're looking for and we'll connect you with someone local who can walk you through real numbers.

Get local guidance

Read the full University City overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.

Planning a move?

Tell us what you're looking for and we'll connect you with a local expert who can help you make it happen.

Talk to a local expert
Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.