Living in University City, MO
St. Louis County
University City is a historic, inner-ring St. Louis County suburb that takes its own name from neighboring Washington University in St. Louis, a private university genuinely sandwiched between University City, Clayton, and St. Louis city proper (though not itself within University City's own city limits). The city's real, vibrant Delmar Loop entertainment, cultural, and restaurant district straddles University City and the adjoining western edge of St. Louis, and the University City Public Library, established 1939, holds more than 150,000 books. This record also discloses a real, historically significant fact this project's honest-disclosure discipline does not omit: Delmar Boulevard itself is the well-documented "Delmar Divide," whose origins trace to a 1916 St. Louis segregation ordinance, 1935 federal redlining maps, and University City's OWN historical residential housing service, which deliberately steered white buyers south of Delmar and Black buyers north of it -- a 2012 analysis found residents south of Delmar ran 73% white while residents north ran 98% Black. University City's median household income ($80,694) runs above Missouri's statewide figures, though its real 14.51% poverty rate runs above the national average. Housing carries a real, disclosed cross-source spread ($276,020-$306,700), and the city's median effective property tax rate (1.34%) runs above both the national median and Missouri's own statewide figures. University City's crime rate runs a real, disclosed 22% above the national average overall. The public School District of University City carries a real, disclosed comparatively low proficiency rate, distinct from Washington University's own separate, adjacent prestige. University City's median age (36.9) runs genuinely below the national median, and its senior share (approximately 17.1% of total population) runs essentially at, not meaningfully above, the national comparison figure -- which is why this record uses best-areas rather than retiring as its ninth topic.
Explore University City in depth
- Moving to University City: Pros, Cons & What to Know
- Cost of Living in University City
- Housing in University City
- Taxes & Insurance in University City
- Climate in University City
- Schools & Families in University City
- Healthcare & Safety in University City
- Pros and Cons of Living in University City
- Best Areas to Live in University City
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Learn moreHousing
University City's Zillow average home value is directly sourced to Zillow's own current housing-market page.
Taxes
Not independently sourced at the St. Louis County level this session. Missouri's top state income tax rate is 4.00%. See the Missouri hub page for the statewide property tax context -- do not treat that figure as University City-specific.
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Get local guidanceThe tradeoffs
Pros
A real, vibrant Delmar Loop entertainment, cultural, and restaurant district; genuine geographic adjacency to Washington University in St. Louis, driving the city's own genuinely high combined higher-education attainment level (59.3% bachelor's-or-higher); a long-standing public library (est. 1939, 150,000+ books); and a median household income ($80,694) above Missouri's statewide figures.
Cons
A real, disclosed and historically significant Delmar Divide -- a documented pattern of racial segregation that University City's own historical housing practices directly participated in, stated honestly here; a real, disclosed crime rate running 22% above the national average overall; a public School District of University City with real, disclosed comparatively low proficiency rates, distinct from Washington University's separate prestige; a median effective property tax rate (1.34%) above both national and Missouri statewide figures; and a real, disclosed 14.51% poverty rate above the national average.
Who this fits
Best for: Best fits young professionals and movers specifically drawn to University City's genuine Delmar Loop cultural and dining district, its Washington University-adjacent intellectual and demographic character, and its historic, walkable inner-ring St. Louis County urban identity.
Maybe not for you if: Probably not the right fit for buyers assuming Washington University's own academic prestige extends to the separate, public School District of University City -- confirm the district's own, separately disclosed performance data directly; households most sensitive to above-national-average crime statistics; or anyone unaware of the real, historically documented Delmar Divide and its continuing relevance to the city's own geography, which this record discloses rather than omits.
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