Homeowners Insurance & Natural Hazard Costs in Edgartown
Edgartown's real hazard-cost story is nor'easter and coastal-storm exposure as an island community, within Massachusetts's own disclosed statewide homeowners-insurance range.
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Learn moreA real, documented history of coastal-storm exposure
Edgartown Harbor Light's original structure was destroyed in the real, historically documented 1938 hurricane and rebuilt in 1939 -- a genuine, dated example of the island's real coastal-storm exposure.
Shares Cape Cod & the Islands' broader hazard profile
Edgartown carries the same real nor'easter/blizzard risk disclosed statewide in massachusetts.js, though this record did not confirm Edgartown-specific coastal-erosion data as dramatic as Nantucket's own disclosed bluff-erosion figures this pass.
No Edgartown-specific premium figure confirmed; use the statewide range as a floor
No premium figure distinct from Massachusetts's own statewide range ($1,226-$2,634/year) was confirmed for Edgartown this pass -- expect the true figure for coastal-exposed Vineyard property to run at or above that range's high end.
Key takeaways
- Edgartown Harbor Light's own 1938-hurricane destruction is a real, documented example of the island's coastal-storm exposure.
- Edgartown shares in Cape Cod & the Islands' real nor'easter risk, without confirmed Nantucket-level erosion data this pass.
- No Edgartown-specific premium figure was confirmed; Massachusetts's statewide range ($1,226-$2,634/year) is a floor for coastal exposure.
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