Pros and Cons of Living in Simi Valley

Simi Valley's core trade-off pairs a real Ronald Reagan Presidential Library anchor and genuine relative affordability against still-genuinely-expensive California housing costs.

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Pro: a real Ronald Reagan Presidential Library anchor and family-suburb identity

The real, genuine Ronald Reagan Presidential Library and Simi Valley's above-national-average school graduation rate give it a genuine, distinct identity within this California manifest.

Pro: real affordability relative to Thousand Oaks

Simi Valley's average home value ($843,805) runs genuinely lower than Thousand Oaks' ($1,052,875) -- a real, disclosed cost advantage within the same Ventura County market.

Con: still genuinely expensive by national standards

Even at a discount to Thousand Oaks, Simi Valley's housing costs remain well above the national median -- a real, disclosed cost worth weighing against California's uniformly high 13.3% top income tax rate.

Con: a real, disclosed nuance in the safety comparison

NeighborhoodScout's own overall crime figure (11 per 1,000) runs above the raw national average even amid Simi Valley's favorable standing among similarly-sized cities.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.