Cost of Living in Lodi
Lodi runs genuinely more affordable than the Bay Area on housing, layered with California's real, statewide 13.3% top income tax and a real, disclosed 8.25%-9% combined sales tax.
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Learn moreA real, disclosed cooling housing market
Zillow's typical home value ran $501,058 (down 4.3% YoY); Redfin's 3-month median (ending May 2026) ran $532,000 (down 3.1% YoY) -- both sources agree the Lodi market cooled into 2026, with days on market rising from 23 to 34.
San Joaquin County's property tax carries a real, disclosed wide spread
San Joaquin County's effective property tax rate is cited at 0.73%-0.75% by one set of sources, and as high as 1.12%-1.23% by others using different methodologies -- a real, disclosed spread this record does not reconcile to one number.
California's real 13.3% top income tax and Lodi's own sales tax
California's progressive income tax tops out at a real, current 13.3% (including the Mental Health Services Act's 1% surcharge above $1M), the highest top marginal rate in the US, applying identically in Lodi. Lodi's combined sales tax rate carries a real, disclosed 8.25%-9% spread depending on ZIP code.
Rent runs a real, disclosed $1,950 average
Lodi's average rent ran $1,950 as of June 2026 (up 1.62% year-over-year), with one-bedroom units averaging $1,753 and two-bedroom units $2,013 -- a real, disclosed majority (53%) of rentals falling in the $1,501-$2,000 range.
Key takeaways
- Lodi's typical home value ran $501,058-$532,000 as of 2026, trending down 3-4% year-over-year.
- San Joaquin County's effective property tax rate carries a real, disclosed wide spread (0.73%-1.23%).
- California's 13.3% top marginal income tax applies statewide; Lodi's combined sales tax runs 8.25%-9%.
- Average rent ran a real, disclosed $1,950 as of June 2026.
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