Who Should NOT Move to Missouri?

Missouri is probably not the right fit for movers assuming the state is heading toward zero income tax, anyone underweighting its real multi-hazard risk profile, movers assuming the low headline sales tax rate is the whole picture, or anyone especially safety-conscious who hasn't researched their specific target neighborhood.

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Movers assuming Missouri is on a path to eliminating its income tax

Anyone specifically counting on Missouri moving toward zero state income tax should reconsider: on August 4, 2026, Missouri voters REJECTED Amendment 5 -- a measure that would have given the legislature five years to phase out the income tax entirely -- by a real, overwhelming 83%-to-16% margin. The real, current, in-effect fact is a flat 4.0% rate with a conditional phase-down mechanism toward 3.7%, not elimination, and voters just rejected the more aggressive path decisively.

Movers underweighting Missouri's real, multi-part hazard profile

Anyone assuming Missouri carries no meaningful severe-weather or geologic risk should reconsider, given the state's real, elevated tornado risk (120 tornadoes in 2025, 3rd-most nationally), serious Mississippi/Missouri River flood risk, and the geographically distinct New Madrid Seismic Zone earthquake risk concentrated in the Bootheel -- and the real, sourced homeowners-insurance increases tied directly to this profile.

Movers assuming the low 4.225% state sales tax rate is the whole story

Anyone budgeting against Missouri's low headline state sales tax rate alone should reconsider: a real, substantial local add-on layer across 762 jurisdictions pushes the average combined rate to 8.44% statewide and as high as 12.238% in parts of St. Louis -- confirm your specific target municipality's current combined rate directly.

Anyone particularly safety-conscious without researching a specific target neighborhood

Anyone especially safety-conscious about statewide crime statistics should reconsider moving to Missouri without first narrowing to a specific target neighborhood, given the state's real, disclosed violent crime rate (28.7% above the national average, 8th-highest among states, 2024 FBI data) -- driven substantially, though not exclusively, by St. Louis's and Kansas City's urban cores rather than spread evenly statewide.

Key takeaways

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Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.