Who Should Move to Illinois?

Illinois genuinely suits retirees prioritizing its tax-free retirement income, movers with a specific career opportunity in one of its distinct regional economies, families drawn to its top-ranked suburban schools, and movers comfortable with real tornado risk rather than warm-climate or hurricane-avoidance priorities.

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Retirees prioritizing Illinois's genuine, no-threshold retirement-income tax exemption

Retirees seeking a real, substantial exemption of Social Security, pension, and 401(k)/IRA income specifically -- with no age or income threshold -- are well-positioned to benefit from Illinois's genuinely distinctive tax treatment, provided they're willing to budget for Illinois's real, separate property-tax burden as the tradeoff (see the retiring topic).

Movers with a specific career opportunity in an Illinois regional economy

Movers with a real, specific job or career opportunity in Chicago's large, diversified Fortune-500-dense economy, the Quad Cities' Deere & Company presence, Bloomington-Normal's State Farm/Rivian base, or the Champaign-Urbana college-town corridor's current growth are well-positioned to make the most of Illinois's distinct regional economic strengths.

Families prioritizing genuinely top-ranked suburban schools

Families specifically drawn to nationally-recognized school reputations will find a real, confirmed fit in the North Shore and Tri-Cities corridor -- this pass's own research confirms Naperville-area districts rank among the nation's top 75 school districts (see the schools topic).

Movers seeking genuine statewide housing affordability and comfortable with a real, current tornado-risk profile

Movers prioritizing statewide housing affordability relative to the national average (while being realistic about the real price gap between Chicago's pricier suburbs and more affordable downstate markets), and movers comfortable with a real four-season climate and Illinois's real, current, escalating tornado/derecho risk as their region's actual severe-weather profile, are a strong fit for what Illinois genuinely offers.

Key takeaways

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Read the full Illinois overview for the complete picture, or explore individual cities and towns we've researched.

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.