Cost of Living in Oshkosh
Oshkosh's cost of living centers on genuinely affordable housing, offset by Winnebago County's real, exceptionally elevated property tax rate.
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Learn moreGenuinely affordable housing
Oshkosh home values carried a real, disclosed spread this pass ($222,000-$250,967), genuinely cheaper than Appleton, its Fox Valley neighbor also documented in this project's Wisconsin buildout.
An exceptionally elevated property tax rate
Winnebago County's own property tax rate ranks a real, disclosed 3rd-highest of Wisconsin's 72 counties -- a genuine cost that offsets some of Oshkosh's housing-affordability advantage.
Wisconsin's 4-bracket income tax
Wisconsin's real, genuine 4-bracket state income tax runs 3.50% to 7.65% (on income over $315,310 for single filers, 2026), applying statewide including in Oshkosh, with no local income tax add-on.
Key takeaways
- Oshkosh's housing costs run genuinely, distinctly below Appleton and several other Wisconsin Tier A markets.
- Winnebago County's property tax rate ranks a real 3rd-highest of Wisconsin's 72 counties.
- Wisconsin's flat-bracket state income tax applies with no local Oshkosh income tax add-on.
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