Taxes & Insurance in Middleton
Middleton carries the genuinely lowest effective property tax rate of the four Madison-metro Tier B suburbs covered in this project, alongside Wisconsin's simple statewide income tax structure and statewide homeowners-insurance range.
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Learn moreThe lowest property tax rate of this batch's four suburbs
Middleton's median effective property tax rate ran 1.57% per Ownwell this pass -- above both Wisconsin's own 1.43% statewide median and the 1.02% national median, but genuinely the lowest among Sun Prairie (1.88%), Fitchburg (1.80%), and Verona (1.68%).
Wisconsin's 4-bracket income tax, with no local layer
Wisconsin's real, 4-bracket progressive state income tax (3.50%, 4.40%, 5.30%, and a top rate of 7.65% on income over $315,310 for single filers in 2026) applies in Middleton exactly as it does statewide, with no local or county piggyback layer.
A 5.5% combined sales tax
Dane County's combined sales tax rate runs 5.5% (Wisconsin's 5.0% state rate plus the county's own 0.5% rate), applying uniformly across Middleton.
Statewide insurance costs, genuinely below several neighbors
No Middleton-specific homeowners-insurance premium figure was found this pass -- Wisconsin's statewide average ran a real, disclosed $1,367-$1,897/year (midpoint ~$1,650), genuinely below Michigan, Minnesota, Illinois, and Iowa.
Key takeaways
- Middleton's 1.57% effective property tax rate is the lowest of this batch's four Madison-metro suburbs.
- Wisconsin's statewide 4-bracket income tax (3.50%-7.65%) applies with no local piggyback layer.
- A 5.5% combined sales tax applies uniformly across Dane County, including Middleton.
- Wisconsin homeowners insurance runs genuinely below several neighboring states; confirm a current quote directly.
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