Cost of Living in Shepherdstown
Shepherdstown's cost of living centers on housing running at or above national benchmarks, offset by property tax near WV's own statewide median.
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Learn moreHousing at or above the national median
Zillow's cited $425,933 average home value runs at or slightly above the ~$408,776 national median comparison figure, with separately cited figures running notably higher (base record).
A real, disclosed rent spread
Rent runs $1,772-$2,395/month depending on the cited source and property-type mix -- a real, disclosed spread in a genuinely small rental market (base record).
Property tax near the WV statewide median
Ownwell's cited 0.70%-0.74% effective rates (split by the town's dual-county straddle) run essentially at parity with WV's statewide median (~0.71%) (base record).
West Virginia's real 4.58% top income tax rate
West Virginia's real, current 5-step income tax (2.11% to 4.58%) applies in Shepherdstown as statewide, alongside a full 100% Social Security exemption for tax year 2026 (base record).
Key takeaways
- Shepherdstown's housing ($425,933 average value) runs at or above the national median.
- Rent shows a real, disclosed spread of $1,772-$2,395/month depending on source.
- Property tax (0.70%-0.74%) runs near WV's statewide median.
- WV's 4.58% top income tax rate applies statewide, with a full 2026 Social Security exemption.
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