Cost of Living & Housing in Romney

Romney's cost of living centers on housing that runs affordable relative to national figures, paired with Hampshire County's genuinely low property-tax profile within West Virginia's own already-low statewide picture.

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Housing costs, and a real, disclosed year-over-year jump

Romney's own median property value ran approximately $184,400 in 2024, up a real, disclosed 22.9% from 2023's $150,000 -- this record flags that single-year jump as possibly reflecting a limited sales sample rather than a stable, ongoing trend (base record).

A genuinely low property tax rate, with a disclosed cross-source spread

Hampshire County's own median effective property tax rate ran 0.52% per Ownwell (a second source cited 0.40%) -- below West Virginia's own statewide anchor figures and well below the national median (base record).

West Virginia's 4.58% top income tax rate and full Social Security exemption

West Virginia's real, current 2026 individual income tax tops out at a 4.58% marginal rate on income above $60,000, with a full exemption for Social Security income complete for tax year 2026 (base record).

A below-state-median household income to weigh

Romney's own median household income ran approximately $49,286, with a poverty rate of approximately 25.91% -- both real, disclosed figures running less favorably than West Virginia's statewide median household income (base record).

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.