Taxes & Insurance in Grafton
Grafton applies West Virginia's real 2026 4.58% top income tax alongside a genuinely low property tax rate and statewide homeowners-insurance context this record discloses honestly.
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Learn moreWest Virginia's real 2026 income tax rate
West Virginia's individual income tax carries 5 brackets from 2.11% to a top 4.58% rate (above $60,000, all filing statuses), applying in Grafton as statewide, alongside a newly-complete Social Security exemption for tax year 2026 (base record).
Grafton's genuinely low property tax rate, with a disclosed tension
Ownwell cites Grafton's median effective property tax rate at just 0.59%, with a $542 median annual bill -- though the same source's own cited WV statewide median (0.72%) runs meaningfully higher than this project's independently-verified 0.51% statewide figure, a real, disclosed cross-source tension (base record).
A real, disclosed gap in Grafton-specific insurance data
No Grafton-specific homeowners-insurance premium figure was found this pass -- this record discloses West Virginia's own independently-verified statewide context instead: approximately $1,528-$2,465/year, below the $2,300-$2,600 national range (base record).
A real, disclosed flood-risk factor for insurance
Grafton's real, disclosed Tygart Valley River flood-risk profile (see hazards) may affect specific property insurance quotes -- confirm current, address-specific quotes directly with a carrier.
Key takeaways
- West Virginia's top income tax rate is a real, current 4.58% (2026), applying in Grafton as statewide.
- Grafton's property tax rate (Ownwell's cited 0.59%) runs low, though a real, disclosed cross-source tension exists in the WV statewide comparison figure.
- No Grafton-specific homeowners-insurance premium figure was found this pass -- WV statewide figures run $1,528-$2,465/year.
- Grafton's real, disclosed river flood risk may affect specific insurance quotes -- confirm directly.
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