Taxes & Insurance in Richland

Richland applies Washington's no state income tax and the same Benton County property tax rate established for Kennewick, alongside a combined sales tax in the high-8% range.

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No state income tax, with a narrow, real exception for high earners

Washington has no state personal income tax. Given Richland's genuinely more affluent, PNNL/Hanford-professional-connected population, the state's real capital gains excise tax (7% on gains above the annual threshold, 9.9% above $1 million) is a genuinely relevant consideration for high earners here.

A combined sales tax in the high-8% range

Richland's combined sales tax runs 8.70%-8.80% depending on citation -- Washington's 6.5% state rate plus a 2.2% Richland city rate, with Benton County's overall maximum reaching 8.8%.

Property tax matches Kennewick's established Benton County rate

Benton County's 0.93% effective property tax rate -- the same countywide figure documented in kennewick-wa.js -- applies identically in Richland, since a Richland-specific rate distinct from the countywide median was not independently confirmed this pass.

Confirm insurance directly given genuine regional wildfire and heat exposure

As an Eastern Washington, semi-arid market, Richland carries real regional wildfire exposure common to the broader Tri-Cities area. Confirm current, address-specific homeowners insurance quotes directly.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.