Pros and Cons of Living in Gig Harbor

Gig Harbor's core trade-off pairs a real, distinct historic working-harbor identity and a decisively elevated senior population share against genuinely expensive housing and the highest property tax rate in Washington.

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Pro: a real, distinct fishing-village heritage and current affluent character

Gig Harbor's 1867 fishing-village origin, its distinctive Croatian and Scandinavian founding communities, and its current upscale small-town identity together give it a genuinely unique profile within this Washington build.

Pro: a decisively elevated senior population share

Gig Harbor's senior population share (30.6%-30.82%) is the most decisively elevated of any Tier B market in this Washington pass -- a genuine, unambiguous retirement draw.

Con: genuinely expensive housing and the highest property tax rate in Washington

Gig Harbor's $815K median home price and Pierce County's 0.94% property tax rate -- the highest of any Washington county -- together represent a real, substantial cost barrier for many buyers.

Con: a real, disclosed tension in crime data

One source cites an elevated overall crime rate, while another characterizes Gig Harbor as "Very Safe" -- confirm current, address-specific data directly rather than relying on either figure alone.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.