Retiring in Everett

Everett offers retirees genuinely more affordable housing than Seattle and no state income tax on retirement income, balanced against a real, disclosed elevated crime rate and a genuine four-season-adjacent Puget Sound marine climate rather than a year-round-warm retirement setting.

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A genuinely more affordable alternative to Seattle for retirees

Everett's Zillow-modeled home value ($619,916, down 5.9% year-over-year) runs meaningfully below Seattle's $865,273 figure documented elsewhere in this Washington build -- a real, practical affordability advantage for retirees comparing the two cities directly.

No state income tax on retirement income

Washington levies no state personal income tax on Social Security, pensions, or any other retirement income -- a real, structural advantage for retirees relocating from a higher-tax state, applying identically in Everett as elsewhere in Washington.

A real crime-rate consideration retirees should weigh directly

Given Everett's real, disclosed elevated citywide crime rate, retirees prioritizing a low-crime setting should confirm a specific target neighborhood's current standing directly rather than assuming Everett's overall affordability implies uniformly low crime as well.

Puget Sound's marine climate, not a warm-weather retirement setting

Retirees should weigh Everett's genuine, wet, mild marine climate (real winter rain and cloud cover, dry mild summers) honestly against the warmer, more retirement-marketed climates covered elsewhere in this dataset -- this is a genuine Pacific Northwest climate, not a desert-warm or year-round-sunny one.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.