Retiring in Des Moines

Des Moines' independently confirmed above-average senior population share and real waterfront marina lifestyle make it a genuine, data-backed retirement relocation option within King County.

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A real, independently confirmed senior population share

Des Moines' senior (65+) population share is cited at 16.8%-17.4% across three separate, independent sources -- consistently above the ~16.04% national average. This record discloses the honest tension with Des Moines' younger overall median age (38.0 years) directly: the data points to a genuinely mixed-age, bimodal population rather than a single uniform profile, and the senior-share figures back a real retirement relocation case.

A genuine waterfront marina lifestyle for retirees

The City of Des Moines Marina's 840 wet and dry moorage slips offer retirees a real, practical option for a boating-centered retirement lifestyle directly on Puget Sound -- a genuine, distinct draw not shared by several inland companion markets in this build.

Genuinely more affordable than several nearby markets

Des Moines' housing runs meaningfully below several companion King County Tier B markets in this build, a real, practical advantage for retirees on a fixed budget, even with the real, disclosed price-citation spread ($530,000-$583,430) worth confirming directly.

No state income tax benefits retirement income

Washington's real lack of a state individual income tax benefits retirees living on pensions, Social Security, or investment income, though Washington's capital gains excise tax (7%-9.9%) applies to high earners realizing large gains.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.