Cost of Living in Bainbridge Island

Bainbridge Island runs genuinely expensive on housing, layered with Washington's no state income tax and Kitsap County's own, genuinely LOWER property tax rate than the King County figure used elsewhere in this batch.

Exploring the idea of moving?

We can connect you with a local real estate professional who knows the area -- no pressure, just a starting point.

Learn more

Housing: expensive, with a real wide price spread

Zillow's modeled home value ran $1,184,279, up a modest 0.7% year-over-year. Individual recent sales carried a real, wide, disclosed spread from $985,400 to $1.5M, reflecting the island's genuinely diverse housing stock from smaller cottages to large waterfront estates.

Rent: broadly comparable to mainland Eastside cities

Bainbridge Island rent averaged $2,597/month as of May 2026, with a one-bedroom at $2,145 and a two-bedroom at $2,545 -- broadly comparable to Kirkland's and Mercer Island's own cited rent figures despite the genuinely different island geography.

Washington's no income tax applies

Washington levies no state personal income tax, applying to Bainbridge Island residents identically to every other Washington market in this dataset.

Kitsap County's genuinely lower property tax rate

Kitsap County's average effective property tax rate ran 0.80% -- genuinely, meaningfully LOWER than King County's 0.83% rate used for Kirkland, Sammamish, Issaquah, and Mercer Island elsewhere in this batch, a real, disclosed county-level difference.

Key takeaways

Want to know what your budget actually buys here?

Tell us a bit about what you're looking for and we'll connect you with someone local who can walk you through real numbers.

Get local guidance

Read the full Bainbridge Island overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.

Planning a move?

Tell us what you're looking for and we'll connect you with a local expert who can help you make it happen.

Talk to a local expert
Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.