Taxes & Insurance in Staunton
Staunton carries Virginia's statewide sales-tax floor (5.3%), Virginia's near-flat 5.75% effective income tax, and a city-specific property tax rate this pass could not independently confirm -- disclosed as a gap.
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Learn moreSales tax: the statewide floor
Staunton's combined 2026 sales tax rate is 5.3% (4.3% state + 1.0% city) -- no regional add-on applies.
Virginia's graduated income tax, restated at the local level
Virginia taxes income at 2% on the first $3,000, 3% on $3,001-$5,000, 5% on $5,001-$17,000, and 5.75% above $17,000 -- a near-flat 5.75% for most working filers statewide. Social Security is fully exempt at any age; the age-65 deduction (up to $12,000) phases out above $50,000 (single) / $75,000 (joint) federal AGI.
Property tax: a disclosed gap at the Staunton-specific level
Virginia's statewide average effective property tax rate is 0.78% (Tax Foundation, 2026) -- a Staunton-specific city rate was not independently confirmed this pass, disclosed as a gap rather than estimated.
A real, moderate, downtown-specific flood-history consideration
Hurricane Camille's 1969 remnants flooded the downtown Wharf parking lot area -- a real, if moderate, historical data point worth confirming against current FEMA flood-zone status for any downtown-adjacent address.
Key takeaways
- Combined sales tax is 5.3% -- Virginia's statewide floor.
- Virginia's graduated income tax functions as a near-flat 5.75% for most working filers; Social Security is fully exempt.
- A Staunton-specific property tax rate was not independently confirmed this pass -- only the 0.78% statewide average is cited as context.
- A real, moderate 1969 Camille-era flood history exists in the downtown Wharf area -- confirm current flood-zone status for downtown-adjacent addresses.
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