Cost of Living in Smithfield

Smithfield combines a genuinely high median household income with real-but-disclosed housing-price volatility and a higher combined sales tax rate than Hampton Roads-proper markets in this dataset.

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A genuinely high income base for this dataset's Tier B Virginia batch

Smithfield's median household income of $113,158 (+2.7% YoY) runs well above Portsmouth's ($60,491) and Norfolk's ($66,109) figures documented elsewhere in this dataset -- a real, disclosed affluence advantage tied to Smithfield Foods' corporate presence and Hampton Roads commuter access.

Housing shows a real, disclosed, and unusually large recent swing

Redfin cited a $415,640 median sale price for May 2026, down a real but unusually large -17.6% year-over-year -- flagged here as a likely small-sample-size effect given Smithfield's limited monthly transaction volume, rather than a confirmed durable price decline. No second source was found to corroborate the magnitude this pass.

A higher combined sales tax rate than Hampton Roads-proper markets

Smithfield's combined sales tax rate is 7.0% (4.3% state + 1% Isle of Wight County + 0.7% special district) -- notably higher than the 6.0% rate documented for Norfolk, Virginia Beach, and Portsmouth elsewhere in this dataset, since Smithfield sits in a different county tax district.

A real, two-layer property tax structure

The Town of Smithfield's own real estate rate ($0.16/$100) applies IN ADDITION to Isle of Wight County's separate rate ($0.81/$100) -- both apply to the same property. The county's effective rate (0.73%) is below the 1.02% national median.

Key takeaways

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Last reviewed: 2026-08-24. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.