Taxes & Insurance in Middleburg
Middleburg's tax picture is real but partly disclosed as inferred this pass: a likely 6.0% NoVA-regional sales tax (not independently re-confirmed), Virginia's near-flat 5.75% effective income tax, and a Loudoun-County-specific property tax rate and homeowners-insurance figure this pass could not confirm.
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Learn moreSales tax: likely the NoVA regional rate, disclosed as inferred
Middleburg sits in Loudoun County, one of the Northern Virginia localities subject to the region's additional 0.7% transportation tax on top of Virginia's 5.3% statewide floor -- likely producing a 6.0% combined rate, the same structure this project's own manassas-va.js record already independently sourced for Prince William County. This figure is disclosed as inferred rather than independently re-confirmed for Middleburg specifically this pass -- verify directly with Virginia Tax's official Sales Tax Rate and Locality Code Lookup.
Virginia's graduated income tax, restated at the local level
Virginia taxes income at 2% on the first $3,000, 3% on $3,001-$5,000, 5% on $5,001-$17,000, and 5.75% above $17,000 -- a near-flat 5.75% for most working filers statewide. Social Security is fully exempt at any age; the age-65 deduction (up to $12,000) phases out above $50,000 (single) / $75,000 (joint) federal AGI.
Property tax and homeowners insurance: disclosed gaps
Virginia's statewide average effective property tax rate is 0.78% (Tax Foundation, 2026) -- a Loudoun-County-specific rate was not independently confirmed this pass. Given Middleburg's genuinely high home values, a homeowners-insurance figure specific to this market was also not independently confirmed this pass -- both disclosed as real gaps rather than estimated.
Key takeaways
- Middleburg's sales tax is likely 6.0% (Loudoun County/NoVA regional) -- disclosed as inferred, not independently re-confirmed this pass.
- Virginia's graduated income tax functions as a near-flat 5.75% for most working filers; Social Security is fully exempt.
- A Loudoun-County-specific property tax rate and a Middleburg-specific homeowners-insurance figure were not confirmed this pass -- disclosed as gaps.
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