Taxes in Fredericksburg
Virginia's graduated income tax (2%/3%/5%/5.75%, functioning as a near-flat 5.75% for most working filers) applies to Fredericksburg residents same as anywhere in the state, layered with a genuinely lower combined sales tax (5.3%) than the Richmond-region markets in this dataset, and a competitive real estate tax rate ($0.84/$100 plus a $0.01/$100 fire tax).
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Learn moreVirginia's near-flat income tax -- restated as place-level context
Virginia applies graduated brackets (2% on the first $3,000, 3% on $3,001-$5,000, 5% on $5,001-$17,000, 5.75% above $17,000) that function, for the overwhelming majority of working filers, as a near-flat 5.75% tax once income clears the low $17,000 top-bracket threshold -- unchanged for decades, per the statewide record (virginia.js) and richmond-va.js.
Fredericksburg's real estate tax rate, including a separate fire tax
The City of Fredericksburg's real estate tax rate for FY2026 (July 2026-June 2027) is $0.84 per $100 of assessed value, plus an additional, separately itemized $0.01 per $100 fire tax -- an effective combined $0.85 per $100, genuinely comparable to Henrico County's own $0.85 rate documented elsewhere in this dataset's current Virginia build, and meaningfully below Richmond city's $1.20 rate.
A genuinely lower combined sales tax than the Richmond-region markets
Fredericksburg's combined sales tax rate is 5.3% (4.3% state + 1% city), genuinely LOWER than Henrico County, Chesterfield County (Midlothian), and Richmond city's own 6.0% combined rate -- a real, structural difference because Fredericksburg's sales-tax region does not carry the additional 0.7% Central Virginia regional transportation tax that applies to those Richmond-region jurisdictions.
No state estate or inheritance tax; Social Security fully exempt
Consistent with the statewide record, Virginia levies no state estate tax or inheritance tax, and Social Security benefits are fully exempt at any age. Retirees 65+ can claim an age deduction of up to $12,000, phased out above $50,000 (single) / $75,000 (MFJ) federal AGI. Confirm current guidance for any actual tax-planning decision.
Key takeaways
- Virginia's graduated income tax functions as a near-flat 5.75% for most working Fredericksburg filers.
- Fredericksburg's real estate tax rate ($0.84/$100 plus a $0.01/$100 fire tax, effectively $0.85/$100) is comparable to Henrico County's and meaningfully below Richmond city's $1.20/$100.
- Fredericksburg's combined sales tax (5.3%) is genuinely lower than Henrico, Midlothian/Chesterfield, and Richmond city's 6.0%, since it skips the 0.7% regional transportation add-on.
- Virginia levies no state estate or inheritance tax, and Social Security is fully exempt at any age; the age-65 deduction phases out above $50,000/$75,000 federal AGI.
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