Taxes & Insurance in Danville

Danville carries a genuinely higher combined sales tax rate than its Virginia Southside/Southwest peer markets, a notably low property tax rate, and the same near-flat 5.75% state income tax as every other Virginia market in this dataset -- but Danville-specific homeowners insurance data was not independently verified this session.

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A real, genuinely higher combined sales tax rate

Danville's combined sales tax rate is 6.3% -- 4.3% Virginia state, plus 1.0% Danville local, plus an additional 1.0% special tax. Danville, Gloucester County, and Northampton County are specifically cited as the only Virginia localities levying this extra special tax outside the standard regional-transportation zones -- a real, disclosed distinction from Salem's, Bristol VA's, and Abingdon's 5.3% floor rate elsewhere in this same batch (Avalara, retrieved 2026-08-24).

A notably low real estate tax rate

Danville's real estate tax rate is 83 cents per $100 of assessed value for the current tax year -- lower than Salem's $1.18/$100 and Roanoke city's $1.22/$100 documented elsewhere in this dataset (City of Danville official page, Cardinal News, retrieved 2026-08-24).

Virginia's near-flat state income tax, restated at the city level

Virginia's four-bracket schedule functions as a near-flat 5.75% tax for most working filers statewide -- not a Danville-specific cost. Social Security is fully exempt; the age deduction (up to $12,000 for qualifying 65+ filers) phases out between $50,000-$62,000 federal AGI (single) or $75,000-$99,000 (married filing jointly).

Homeowners insurance: a real, disclosed research gap

A Danville-specific homeowners insurance premium was not independently verified this session -- this is disclosed as a real gap rather than filled with an invented figure. Quote directly with a licensed Virginia insurer before budgeting, and confirm current FEMA flood-zone status for any specific address given Danville's location on the Dan River.

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Last reviewed: 2026-08-24. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.