Cost of Living in Hardwick
Hardwick's cost of living pairs genuine housing affordability against a real, disclosed high property tax burden this record does not soften.
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Learn moreHousing runs genuinely below the Vermont statewide range
Hardwick's cited $220,485 average home value runs far below Vermont's own $400,274-$423,674 statewide range (base record).
A real, dramatically above-average property tax burden
Hardwick's own Ownwell-cited 3.38% effective property tax rate (median annual bill $4,252) runs dramatically above Vermont's own 1.51% statewide anchor and the 1.02% national median (base record).
Vermont's real, graduated statewide income tax applies
A five-bracket structure topping out at 8.75% (for income above $229,550, single filer) applies in Hardwick as statewide (base record).
Vermont's genuinely favorable statewide homeowners insurance applies
No Hardwick-specific figure was confirmed this pass; this record cites Vermont's own statewide range of approximately $1,054-$1,170/year, among the most favorable in the nation (base record).
Key takeaways
- Hardwick's housing costs run far below Vermont's statewide range.
- Hardwick's 3.38% property tax rate runs dramatically above Vermont's own statewide average.
- Vermont's graduated income tax (top 8.75%) applies statewide.
- Vermont's favorable statewide homeowners-insurance range applies; confirm a Hardwick-specific quote directly.
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