Pros and Cons of Living in Colchester

Colchester's honest tradeoff is real Lake Champlain access and a genuinely moderate town property tax rate, set against elevated within-state crime data and real, documented flood exposure.

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Real advantages

Colchester offers real, genuine Lake Champlain lake access (Malletts Bay, Colchester Point), Saint Michael's College as a local anchor, a property tax rate close to Vermont's statewide figure, and ready access to Chittenden County's low unemployment rate.

Real tradeoffs

Colchester's crime rate runs higher than 86% of Vermont's own cities and towns, Saint Michael's College carries real, disclosed enrollment/accreditation risk, and Colchester was directly named in real, documented July 2023 flood warnings.

The net read

For movers -- especially families and young professionals -- prioritizing lake access and a genuine Burlington-metro suburb, the advantages are real. For those prioritizing the lowest possible crime rate or minimal flood exposure, the tradeoffs carry real weight.

Key takeaways

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Read the full Colchester overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.