Moving to Charlotte: Pros, Cons & What to Know

Moving to Charlotte means moving to a genuinely affluent, rural Lake Champlain-adjacent Chittenden County town with real, current, and consistently corroborated wealth.

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A real, genuinely affluent Champlain Valley town

Charlotte's real, current affluence is genuinely substantial and consistently corroborated across every source this pass reviewed, even though the exact ranking and dollar figures run a real, disclosed spread depending on methodology -- Charlotte genuinely ranks among Vermont's wealthiest towns either way (base record).

Real Lake Champlain access and Champlain Valley farmland

Charlotte sits within the fertile Champlain Valley on hills and ridges overlooking Lake Champlain, with real lake access including the Charlotte-Essex, NY ferry crossing near McNeil Cove (base record).

A real, historic community landmark

The Old Brick Store, a 170-year-old former general store (since 1853) at 290 Ferry Road, functions as a community cafe and gathering spot near the ferry crossing -- it closed in 2021 for lack of workers but current sources indicate it has since reopened (base record).

Substantially above-average home prices

Charlotte's home prices run substantially above both national and Vermont statewide averages across every source this pass reviewed, a direct, honest expression of the town's real affluence (base record).

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.