Pros and Cons of Living in Burlington

Burlington's 2026 picture is genuinely distinctive on lake access, university/healthcare anchor identity, and downtown walkability, and this record discloses both sides directly: a genuinely small, distinctive lake-and-university city weighed honestly against a genuinely high cost of living, high taxes, and a chronic housing-affordability crisis.

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Pros: Lake Access, a Real University/Healthcare Anchor, and a Walkable Downtown

Burlington's real strengths include genuine Lake Champlain lakefront recreation, a real UVM/UVMMC anchor giving the city Vermont's single largest employer, the nationally recognized Church Street Marketplace pedestrian downtown, below-national average commute times, and homeowners insurance costs that run genuinely below the national comparison figure.

Cons: A Genuinely High Cost of Living, High Taxes, and a Chronic Housing Crisis

Burlington's real, honestly-disclosed challenges include a cost of living running 17%-33% above the national average, a genuinely high state income tax (top rate 8.75%), a property tax rate above both state and national comparison figures, a real, chronic statewide housing-affordability crisis, and a crime rate above this project's national comparison figure.

A Genuinely Small, Distinctive City -- Not a Major Metro

Burlington is real, genuinely Vermont's largest city and a distinctive lake-and-university city with a real progressive political identity -- but this record discloses honestly that its 44,743-resident 2020 Census population makes it the smallest 'largest city' of any state built in this project so far, a real disclosure that shapes both its intimate, walkable character and its genuinely limited scale of amenities and job market relative to this project's larger Tier A+ markets.

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.