Taxes & Insurance in Moab
Moab applies Utah's statewide flat income tax alongside Grand County's own, comparatively higher property tax rate and a comparatively high combined sales tax including a real, current Resort Community Tax.
Exploring the idea of moving?
We can connect you with a local real estate professional who knows the area -- no pressure, just a starting point.
Learn moreUtah's flat 4.45% state income tax
Utah's flat individual income tax rate was cut from 4.55% to 4.45% for tax year 2026 via Senate Bill 60, the sixth consecutive year of Utah rate cuts -- applying statewide to Moab residents the same as any other Utah resident. This is genuinely NOT a zero-income-tax state.
Grand County's property tax rate runs above the Utah statewide median
Grand County's effective property tax rate runs a real, disclosed 0.93% -- above the Utah statewide median of 0.55%, producing a median annual bill of $4,752 on a median home value of $475,396, per Ownwell.
A comparatively high 8.85% combined sales tax, including a real 1.60% Resort Community Tax
Moab's combined sales tax runs 8.85%: Utah's 4.85% state rate, a 0.75% Grand County rate, a 1.1% Moab city rate, and a 2.15% special district rate, layering a real, current 1.60% Resort Community Tax effective April 1, 2026 -- genuinely higher than most other markets in this Utah batch.
Insurance: confirm current availability given real desert/wildfire-adjacent conditions
Moab's high-desert setting and proximity to BLM/forest land carry a general wildfire-risk consideration, similar in kind to (though not directly sourced against) the wildfire exposure documented for St. George elsewhere in this project -- confirm current homeowners insurance availability and cost directly for a specific Moab address.
Key takeaways
- Utah's flat 4.45% income tax (2026) applies statewide, including in Moab.
- Grand County's 0.93% effective property tax rate runs above the Utah statewide median (0.55%).
- Moab's combined sales tax runs a real, disclosed 8.85%, including a current 1.60% Resort Community Tax.
- Confirm current homeowners insurance cost and availability directly given Moab's high-desert, forest-adjacent setting.
Want to know what your budget actually buys here?
Tell us a bit about what you're looking for and we'll connect you with someone local who can walk you through real numbers.
Get local guidanceRead the full Moab overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.
Planning a move?
Tell us what you're looking for and we'll connect you with a local expert who can help you make it happen.
Talk to a local expert