Cost of Living & Housing in Wimberley
Wimberley runs genuinely expensive relative to the US national median, though the exact price is disputed across sources in this small, low-transaction market. Property tax and homeowners insurance sourcing both disagreed too widely this research pass to responsibly report single figures -- both gaps are disclosed here rather than filled with a guess.
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Learn moreHousing Prices: Expensive, and Genuinely Volatile Across Sources
Redfin's own snapshots disagree by roughly $315K depending on the month pulled: a May 2026 reading cites $631,822 (down 26.7% YoY), while a November 2025 reading cites $947K (up 15.1% YoY). This is consistent with a small, low-transaction-volume market where a handful of closings can swing the median sharply -- not a stable, single price level. What's clear across every reading: Wimberley runs well above the $408,776 US national median sale price for June 2026. Get current, address-specific comps rather than relying on a citywide median here.
Property Taxes: Ownwell Disagrees With Itself
Ownwell's own pages disagree: one cites a 0.87% median effective rate for Wimberley, another cites 1.25% against an 1.83% Hays County average. What is confirmed: Hays County's Commissioners Court adopted a $0.3999-per-$100-valuation county rate for FY2026 (up over 4 cents from the prior year), and the countywide combined effective rate (county + city + school + special districts) generally runs 1.6%-1.7%. Get a parcel-specific figure from the Hays Central Appraisal District before budgeting.
Homeowners Insurance: Sources Disagree by 3-5x
One Wimberley-specific aggregator cites a notably low $874-$1,290/year range. A regional Hill Country property-insurance guide instead puts Texas premiums generally at $4,085-$4,585/year for $300,000 in dwelling coverage (about 60% above the national average), with Hill Country properties -- including Wimberley -- tending toward the higher end given real wildfire and flood exposure. This page reports no single figure given that spread; get a direct, address-specific quote, and budget separately for flood insurance, since a standard homeowners policy does not cover flood damage.
Income Context
Median household income in Wimberley is $80,362, above both the Granbury and national figures cited elsewhere in this batch -- consistent with the town's higher-end housing market. Texas's no state income tax applies fully to income earned or drawn here.
Key takeaways
- Wimberley housing runs well above the $408,776 US national median (June 2026), but the exact citywide median is volatile and disputed across sources ($631,822-$947K in two Redfin snapshots alone) -- get address-specific comps.
- Effective property tax rate sourcing disagreed even across Ownwell's own pages (0.87% vs. 1.25%) -- confirm a parcel-specific rate directly with the Hays Central Appraisal District.
- Homeowners insurance sourcing disagreed by roughly 3-5x this research pass ($874-$1,290/yr vs. $4,085-$4,585/yr regionally) -- get a direct quote rather than relying on either figure, and budget separately for flood insurance.
- Median household income ($80,362) runs above the national and Granbury figures cited elsewhere in this dataset; no state income tax applies.
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