Taxes in Schertz
Texas has no state personal income tax, applying fully in Schertz, and the city's combined sales tax rate is 8.25% (6.25% state, 0.5% Guadalupe County, 1.5% city). As in the rest of Texas, property tax is where the real state-and-local tax burden lands, and Schertz's own base record already establishes a representative 1.69% effective rate for the Guadalupe County portion of the city -- but because Schertz also spans Bexar and Comal counties, the exact rate genuinely depends on the address.
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Learn moreNo State Income Tax (Statewide, Not Schertz-Specific)
Texas is one of a small number of states with no state personal income tax -- a structural fact that applies statewide and is the single largest driver of Texas's overall tax competitiveness relative to income-tax states, including for anyone comparing a Schertz job offer against one elsewhere.
Schertz's Sales Tax Rate
The combined sales tax rate for Schertz is 8.25% as of 2026, per SalesTaxHandbook and Avalara rate data reviewed August 2026 -- Texas's base 6.25% state rate, plus 0.5% Guadalupe County tax and 1.5% Schertz city tax. This sits at the state-allowed maximum combined rate, the same ceiling most Texas cities reach.
Property Tax: A Genuine Three-County Wrinkle
Schertz's base record cites a representative 1.69% effective property tax rate, based on the Guadalupe County portion of the city (where most of Schertz sits) -- consistent with a median tax bill around $4,783 per Ownwell's Guadalupe County guide. But Schertz also spans Bexar County (with a higher blended effective rate, cited around 2.27% in this dataset's San Antonio record) and a small portion of Comal County. A 2026 real-estate source specifically flags that two similarly priced Schertz homes can carry property tax bills differing by over $1,000/year depending on which county they fall in -- confirm the specific county and school district for any address before budgeting.
The Overall Tax Tradeoff
As across Texas, no income tax is a real structural advantage in Schertz, but it does not mean low overall taxes once property tax is included -- even the lower-end Guadalupe County figure (1.69%) runs above the roughly 0.9%-1.1% U.S. national average effective property tax rate, and homes on the Bexar County side of Schertz face a meaningfully higher rate still. Anyone relocating here purely for "no income tax" should weigh the property-tax offset into a real total-cost comparison, particularly as a homeowner.
Key takeaways
- No Texas state income tax -- applies statewide, not Schertz-specific, but the single biggest driver of overall tax competitiveness.
- Schertz's combined sales tax rate is 8.25% (6.25% state + 0.5% Guadalupe County + 1.5% city) -- the state-allowed maximum most Texas cities reach.
- Property tax genuinely varies by which of Schertz's three counties (Guadalupe, Bexar, or Comal) an address falls in -- a representative 1.69% effective rate applies to the Guadalupe County portion, but Bexar County's blended rate runs meaningfully higher (~2.27% per this dataset's San Antonio record).
- No income tax does not mean low overall taxes here once property tax is counted -- even the lower Guadalupe County rate runs well above the national average effective property tax rate.
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