Cost of Living & Housing in Rockport
Rockport is a genuinely affordable Texas Gulf Coast town by national housing standards, with a property tax rate close to the national median -- but insurance carries a real, elevated coastal cost given the town's direct hurricane-landfall history.
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Learn moreHousing Prices -- Affordable, With a Real Data Inconsistency
A Redfin snapshot cited a $281K median sale price as of January 2026, down 3.3% year over year -- genuinely affordable relative to the U.S. national median. Notably, though, the median price per square foot rose 15.4% over the same period, a real inconsistency (likely reflecting a shift toward smaller homes selling, or other compositional effects) that available sources did not fully resolve. Treat the headline figure as directional and get a current quote.
Property Taxes -- Close to the National Median
Ownwell's median effective property tax rate for Rockport is 1.09%, just above the national median of 1.02%. Separately, local news reported a dispute between a resident and the city over the legality of a proposed 10% property tax rate increase -- a real, specific local controversy worth being aware of, though it does not change the sourced baseline effective-rate figure as of this research pass.
Insurance -- A Real, Elevated Coastal Cost Stack
Rockport carries genuine hurricane-landfall exposure -- it is the town where Hurricane Harvey made its actual 2017 Category 4 landfall (see the moving topic page) -- so its TWIA windstorm/hail premium should be expected to run at or above the $2,541/year statewide TWIA average, not below it. A separate standard homeowners policy is estimated around $1,192/year (with a cited range of $1,212-$1,762/year across providers), stacking on top of the TWIA premium as a real, two-part cost. Get a property-specific quote for both pieces.
Key takeaways
- Housing is genuinely affordable ($281K median per a January 2026 Redfin snapshot, down 3.3% YoY), though price-per-square-foot moved in the opposite direction (up 15.4%) in the same period -- a real, disclosed inconsistency, not fully resolved by available sources.
- Effective property tax rate (1.09% per Ownwell) sits close to the national median.
- TWIA windstorm insurance should be expected to run at or above the $2,541/yr statewide average given Rockport's direct hurricane-landfall exposure; a separate standard homeowners policy (~$1,192/yr, ranging to $1,762/yr) stacks on top.
- Overall cost of living runs below the national average (BestPlaces index 89.2) though slightly above the Texas state average.
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