Cost of Living & Housing in Longview
Longview runs genuinely affordable by national standards -- a cost of living roughly 14% below the national average and a citywide home-price median in the mid-$200,000s -- though housing, property tax, and insurance figures each carry real, disclosed disagreement across sources.
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Learn moreHousing Prices -- A Real, Month-to-Month Spread
A June 2026 Redfin snapshot put the citywide median sale price at $263,357, down 3.9% year over year. An earlier March 2026 reading cited a higher $276K, up 15.2% year over year for that snapshot -- a real, disclosed spread reflecting genuine market volatility rather than a data error. Both figures sit well below the roughly $408K national median cited elsewhere in this project.
Property Taxes -- Two Counties, Two Slightly Different Figures
Most of Longview sits in Gregg County, where the median effective property tax rate is cited at 1.07% -- above the national median (1.02%) but below the Texas state median (1.67%). A small portion of the city's incorporated area extends into neighboring Harrison County, where the comparable figure is a slightly higher 1.17%. Separately, Gregg County's own government-only rate for 2025-26 is $0.304331 per $100 of valuation, with a further roughly 3-cent increase proposed for 2026-27. Confirm which county portion an address sits in before relying on a precise combined figure.
Homeowners Insurance -- A Wide, Disclosed Range
Estimates range from $1,000 to $2,161/year depending on source, with most readings clustering near or just below the $2,305/year national average cited in the same sources. One source notes that a poor credit rating can raise Longview premiums by up to 47% (as much as $819/year) versus a good-credit rate -- a real, disclosed cost driver beyond home value and coverage level. Get an address-specific quote before budgeting.
Overall Cost of Living
SalaryExpert-derived reporting puts Longview's cost-of-living index at 95 (100 = national average) -- about 14% less expensive than the national average and about 5% less expensive than the average Texas city. Median household income is cited at $63,340.
Key takeaways
- Longview's median home price sits in the $263,357-$276,000 range depending on snapshot month -- both well below the national median, though the spread reflects real short-term market volatility.
- Property tax rates differ slightly by county portion: 1.07% (Gregg County, most of the city) versus 1.17% (the small Harrison County portion) -- confirm which applies to a specific address.
- Homeowners insurance estimates range $1,000-$2,161/year across sources, with credit rating cited as a real, meaningful cost driver (up to 47% higher for poor credit).
- Longview's overall cost of living runs about 14% below the national average per SalaryExpert.
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