Living in Katy, TX

Harris County

Katy sits at the literal tripoint of Harris, Fort Bend, and Waller counties west of Houston, and the broader "Katy area" -- much larger than the small, roughly 15-square-mile incorporated city itself -- is one of the fastest-growing parts of the metro, with its six ZIP codes seeing a combined 30.5% population increase from 2014 to 2019. Its defining reputation is schools, not a downtown or a single employer campus: Katy Independent School District is consistently cited among the region's top-rated, and that reputation is the main draw for family relocations here. Median home price ran about $351,109 in June 2026 (Redfin), the most affordable figure in this batch, though one November 2025 snapshot put it as low as $320K -- treat the exact number as directional rather than fixed to the month.

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Housing

Median sale price (Katy city)$351,109

Median sale price for all home types cited at $351,109 for June 2026, up 0.6% year-over-year -- the most affordable figure in this five-place batch. A separate snapshot cited $320,000 for November 2025 (down 5.9% YoY), so treat the exact figure as directional and month-sensitive rather than fixed.

Median sale price (Harris County)Not yet verified

Taxes

Local effective property tax rateNot yet verified

Not independently sourced at the Harris County level this session. Texas carries no income tax statewide. See the Texas hub page for the statewide property tax context -- do not treat that figure as Katy-specific.

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The tradeoffs

Pros

Most affordable median home price in this batch ($351K) paired with a consistently top-rated school district (Katy ISD), plus fast, real population growth (30.5% across the Katy-area ZIP codes, 2014-2019).

Cons

The city crosses three counties (Harris, Fort Bend, Waller), which can complicate tax and jurisdiction research versus a single-county suburb; home price figures vary noticeably by month/source ($320K-$351K across late-2025/2026 snapshots).

Who this fits

Best for: Families prioritizing top-rated public schools and the most affordable median home price in this batch, who don't mind researching which specific county a given address falls in.

Maybe not for you if: Buyers who want a single, unambiguous county jurisdiction for tax or school-zoning research may prefer Sugar Land's more contained Fort Bend County footprint.

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Last reviewed: 2026-08-21. Independent research; see individual metric entries above for source attribution. This is not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.