Taxes in Irving
Texas has no state personal income tax -- a statewide fact, not Irving-specific -- and Irving's combined sales tax rate is 8.25% (6.25% state, 1% city, 1% special-purpose district), the statutory maximum any Texas jurisdiction can reach. As in the rest of Texas, property tax is where the real state-and-local tax weight lands for an Irving household, and it is genuinely high here: Irving's median effective property tax rate is cited around 1.52%, above both the Texas median (1.48%) and the national median (1.02%).
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Learn moreNo State Income Tax (Briefly Restated)
Texas is one of a small number of U.S. states with no state personal income tax, a structural fact that applies statewide and is not Irving-specific. It matters directly when comparing take-home pay for an Irving job offer against one in an income-tax state, and it applies fully to retirement income as well (see the retiring topic page).
Irving's Property Tax: The City's Own Rate Is Only One Layer
For FY2026, the City of Irving's no-new-revenue tax rate is $0.53857 per $100 of assessed value, per the city's own Notice of Proposed Tax Rate -- and the city's notice itself flags that the average Irving homeowner's tax bill may rise by about 8.44% (roughly $151.57/year) under the proposed rate. That city-level rate is only one layer: a property owner's full bill also includes Irving ISD (or Coppell ISD, for part of Valley Ranch), Dallas County, and other special-district levies stacked on top. Multiple property-tax aggregators (Ownwell, reviewed August 2026) put Irving's combined median effective rate around 1.52% -- above the Texas median of 1.48% and well above the national median of 1.02%. The City of Irving also grants a 20% homestead exemption for owner-occupants, separate from and additional to the statewide school-district exemption (see the buying-a-home topic page).
Irving's Combined Sales Tax Rate
The combined sales tax rate in Irving is 8.25% as of 2026 (6.25% state, 1% city, 1% special-purpose district), per Avalara and Texas Comptroller rate data reviewed August 2026 -- the statutory ceiling for any Texas jurisdiction, matching the rate cited for Dallas in this site's Dallas topic research, not an unusually high outlier. Confirm the current rate for any specific purchase against the Texas Comptroller, since a small number of Irving addresses fall under a slightly lower combined rate.
Other Local Taxes
Texas levies no state real estate transfer tax, a genuine structural advantage at closing (see the buying-a-home topic page). Texas's franchise tax applies to businesses above a revenue threshold, not individuals -- a business-formation consideration rather than a household relocation one. A specific, independently confirmed City of Irving hotel-occupancy or short-term-rental tax rate was not sourced this pass; confirm current obligations directly with the City of Irving before operating a short-term rental.
Key takeaways
- No Texas state income tax -- applies statewide, but the single biggest driver of overall tax competitiveness for an Irving household.
- Irving's median effective property tax rate is cited around 1.52%, above both the Texas median (1.48%) and the national median (1.02%) -- the City of Irving's own FY2026 rate of $0.53857/$100 is only one layer of that total, and the city separately grants a 20% homestead exemption for owner-occupants on top of the statewide school-district exemption.
- Irving's combined sales tax rate is 8.25% -- the statutory maximum in Texas, matching Dallas and most major Texas cities; there is also no state real estate transfer tax.
- Short-term rental operators should confirm current City of Irving occupancy-tax obligations directly -- not independently sourced this pass.
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