Moving to Horseshoe Bay: Pros, Cons & What to Know

Moving to Horseshoe Bay means choosing a genuinely upscale, gated golf-resort community on Lake LBJ over a working small city -- with real per-neighborhood HOA due diligence, a dual-county tax situation, and an older, retirement/second-home-skewed population to plan around.

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A Resort Community by Design, Not by Accident

Horseshoe Bay Resort is a Golf Magazine Top 100 Golf Resort in North America, with 99 holes across four championship courses (Slick Rock, Ram Rock, Apple Rock, Summit Rock) plus Escondido and Blue Lake. The city itself was incorporated only in September 2005 as a Class A general-law city, built explicitly around this resort identity -- movers wanting a working city with a broader economic base and lower costs should look to neighboring Marble Falls instead, per that market's own page in this dataset.

Confirm Your Specific Neighborhood's HOA and County

Because Horseshoe Bay spans both Llano and Burnet Counties, and because each residential neighborhood carries its own separate HOA with different fees, restrictions, and amenity access, movers should confirm both the county and the specific HOA terms for any property before committing -- these are not uniform across the community the way a single-HOA suburb would be.

A Genuinely Older, Retirement-Oriented Community

Median age here is 64.6 -- among the oldest of any market in this dataset -- reflecting Horseshoe Bay's real identity as a retirement and second-home destination. Movers with young families or seeking a peer-dense professional community should weigh this directly; those focused on retirement or luxury second-home living will find it a genuine fit.

The Resort Itself Is a Real Local Employer

Despite its retirement-community character, Horseshoe Bay Resort directly employs an estimated 670 people, part of the broader Highland Lakes regional employment base -- so the community is not purely a bedroom enclave, even though most residents themselves are retired or seasonal rather than locally employed.

Key takeaways

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Last reviewed: 2026-08-22. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.