Taxes in Boerne
Texas has no state personal income tax -- true statewide and fully applicable in Boerne. Boerne's combined sales tax rate runs about 8.2% (6.25% state plus local add-ons). Property tax is where sources genuinely disagree on Boerne specifically: the base overview record left Kendall County's effective rate null because a sourced figure wasn't found in that pass; this pass found sourced figures showing a real gap between a county-level rate (~1.00%) and a homeowner's actual in-city blended rate (~1.86%), which is presented here rather than resolved to one number.
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Learn moreNo State Income Tax (Briefly Restated)
Texas is one of a small number of U.S. states with no state personal income tax, a structural fact that applies statewide and is not Boerne-specific. It is worth restating here because it is the single largest driver of Boerne's (and Texas's broadly) tax competitiveness relative to income-tax states, and matters directly when comparing take-home pay against a job offer in an income-tax state.
Boerne's Sales Tax Rate
Boerne's combined sales tax rate is cited at 8.2% as of 2026 (Texas's base 6.25% state rate plus city and local add-ons up to Texas's 2% local cap), per multiple sales-tax rate aggregators reviewed August 2026. Confirm the specific rate for a given address against the Texas Comptroller's current rate list, since special taxing districts can shift the exact figure by location.
Property Tax: A Real, Disclosed Gap Between County and In-City Rates
Boerne's base overview record left Kendall County's effective property tax rate null, noting a sourced figure wasn't found in that research pass. This pass found two figures worth presenting together rather than picking one: Ownwell's Kendall County property tax guide cites a median county-wide effective rate around 1.00% (below the roughly 1.02% national median it compares against), while a Boerne-focused real estate source (The Gahm Real Estate Team) states that homeowners within Boerne city limits actually pay closer to 1.86% once county, Boerne ISD (which collects the largest single portion), city, and any Municipal Utility District or Water Control and Improvement District levies are layered together. Most properties in the area are taxed by at least three entities, and many by five or more -- a given address's real effective rate depends heavily on which specific taxing entities apply, so treat both figures as directional and confirm the actual combined rate for a specific parcel via the Kendall County Appraisal District before relying on either number. Some higher-end master-planned communities add a further layer: Esperanza, for example, is cited with an additional 2.5%-2.6% Municipal Utility District (MUD) tax for water, sewage, and drainage infrastructure tied to the development's scale (see the best-areas topic page) -- a real, development-specific cost on top of the standard combined rate.
Homestead Exemption and Appraisal Cap (Statewide Mechanics)
Texas's standard $140,000 homestead exemption from school-district taxable value (up from $100,000 previously, per a 2025 statewide ballot measure), the additional $60,000 exemption plus school-tax freeze for homeowners 65+, and the 10% annual homestead appraisal-increase cap all apply in Boerne exactly as they do statewide -- see the retiring topic page for how the 65+ benefit affects a senior relocating here specifically. These are statewide mechanics, not Boerne-specific ones, but they meaningfully affect the real tax bill on any homesteaded Boerne property.
Key takeaways
- No Texas state income tax -- applies statewide, not a Boerne-specific advantage, but the single biggest driver of overall tax competitiveness.
- Boerne's combined sales tax rate is about 8.2% (6.25% state plus local add-ons).
- Property tax rate is a real, disclosed source disagreement: Ownwell cites a Kendall County median effective rate around 1.00%, while a Boerne-focused source cites homeowners within city limits paying closer to 1.86% once county, Boerne ISD, city, and MUD/WCID levies are combined -- some master-planned communities (e.g., Esperanza) add a further 2.5%-2.6% MUD tax on top of that. Confirm the specific combined rate for any given parcel.
- Texas's standard homestead exemption ($140,000), the 65+ additional exemption and school-tax freeze, and the 10% appraisal cap apply in Boerne exactly as they do statewide.
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