Taxes & Insurance in Mount Juliet
Mount Juliet sits within Tennessee's no-income-tax, high-sales-tax structure, with a Wilson County property tax picture that runs favorably against the national median, plus a city rate that was recently cut rather than raised.
Exploring the idea of moving?
We can connect you with a local real estate professional who knows the area -- no pressure, just a starting point.
Learn moreNo state income tax, but a high combined sales tax
Tennessee levies no state income tax. The tradeoff is sales tax: Tennessee's average combined state-and-local rate is 9.61%, the second-highest in the nation behind Louisiana (Tax Foundation 2026 State Tax Competitiveness Index, retrieved 2026-08-22). Wilson County specifically combines the state's 7% rate with a 2.75% county rate for a 9.75% combined minimum rate (Avalara, SalesTaxHandbook, retrieved 2026-08-22).
Wilson County property tax: below the national median, though only single-sourced this session
Wilson County's effective property tax rate is cited at 0.44% (propertytaxrates.org, retrieved 2026-08-22), with a median annual bill of $1,743 on a $397,000 median home -- well below the roughly 1.02% national median effective rate. This figure was not independently cross-checked against a second aggregator this session, so it carries medium rather than high confidence; treat it as directional.
The City of Mt. Juliet's own rate was recently cut
On top of the county rate, the City of Mt. Juliet's Board of Commissioners approved a property tax rate of $0.28 per $100 of assessed value for the fiscal year beginning July 1, 2026 -- a one-cent reduction from the prior year's $0.29 rate (Main Street Media of Tennessee, WKRN, retrieved 2026-08-22). This is a real, disclosed decrease, not an increase, distinguishing Mount Juliet from Brookhaven, GA elsewhere in this dataset, whose city millage rose sharply over the same general period.
Homeowners insurance: a wide statewide range, not a Mount Juliet-specific figure
No Mount Juliet-specific homeowners insurance figure was found this session. Statewide Tennessee estimates for 2026 varied by source: $2,706/year (U.S. News), $2,958/year (Insurance.com), and $3,408-$3,757/year (LendingTree, which separately cited Tennessee as having the 7th-highest average homeowners insurance cost in the country) (all retrieved 2026-08-22) -- a genuine, disclosed spread of over $1,000/year. Get a specific quote for any Mount Juliet address rather than relying on a statewide average.
Key takeaways
- Tennessee has no state income tax, but its 9.61% average combined sales tax is the second-highest in the nation; Wilson County's combined rate is 9.75%.
- Wilson County's effective property tax rate is cited at 0.44% -- well below the ~1.02% national median -- though single-sourced this session and disclosed as medium confidence.
- The City of Mt. Juliet's own property tax rate was reduced to $0.28 per $100 of assessed value for FY2026-27, down from $0.29 -- a real, recent decrease.
- Statewide Tennessee homeowners insurance estimates ranged from $2,706 to $3,757/year across sources this session -- no Mount Juliet-specific figure was found; get a local quote.
Want to know what your budget actually buys here?
Tell us a bit about what you're looking for and we'll connect you with someone local who can walk you through real numbers.
Get local guidanceRead the full Mount Juliet overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.
Planning a move?
Tell us what you're looking for and we'll connect you with a local expert who can help you make it happen.
Talk to a local expert