Moving to Hendersonville: Pros, Cons & What to Know

Moving to Hendersonville, TN means moving to a real, established lake-lifestyle suburb on Old Hickory Lake -- branded locally as the "City by the Lake" -- rather than a generic Nashville bedroom community. World Population Review's 2026 estimate puts the population at roughly 64,763 (a second source cites 65,747), up from 62,113 at the 2020 Census, growing a modest ~0.77%/year -- real but notably slower growth than Murfreesboro's, consistent with a more built-out, mature suburb.

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Old Hickory Lake is the real, defining fact about this place

Old Hickory Lake, a roughly 22,000-acre Cumberland River reservoir created in 1954 by the U.S. Army Corps of Engineers' Old Hickory Lock and Dam, forms Hendersonville's eastern and southern edge and gives the city real, sourced lake-recreation appeal -- boating, fishing, wakeboarding, and swimming, with multiple public boat ramps (Walton Ferry, Old Lock 3, Sanders Ferry Park, Stark Knob, and Rockland Recreation among them). This is a genuine, verifiable lifestyle draw, not marketing language -- see best-areas and insurance-hazard-costs for more.

A single, countywide school district -- simpler than Murfreesboro's city/county split

Unlike Murfreesboro's two-tier PreK-6th (city) / 7-12th (county) school structure, Hendersonville is served entirely by the single countywide Sumner County Schools district (headquartered in Gallatin, the county seat) for all grade levels -- a simpler, single-district picture. See schools.

No state income tax, but Tennessee's sales tax runs high here too

As with every Tennessee city, Hendersonville residents pay no state income tax -- a real, structural advantage. That's offset by a combined sales tax rate of 9.75% (7.0% state + 2.75% local), the same maximum local add-on rate as Murfreesboro. See taxes.

A real, direct December 2023 tornado strike is worth knowing before move-in

Unlike some inland Tennessee markets where severe-weather risk is described only in regional terms, Hendersonville has a real, direct, well-documented tornado strike on record: an EF2 tornado tracked through the city on December 9, 2023, causing $20.2 million in damage and 3 fatalities across the broader affected area. This is disclosed here as a genuine, specific local fact new residents should know -- see climate-weather and insurance-hazard-costs.

Key takeaways

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Last reviewed: 2026-08-22. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.