Cost of Living in Cleveland

Cleveland runs affordable -- median home sale price in the $295K-$330K range and rent well below several national benchmarks -- though sources genuinely disagree on the exact direction of recent home-price movement.

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Housing costs read affordably, though direction is genuinely disputed by source

One October 2025 Redfin read showed $295,000, down 10.3% year-over-year; a June 2026 Redfin read instead showed $329,821, up 4.2% year-over-year. Both are real citations from the same source at different points in time -- a genuine, disclosed swing from decline to increase within about 8 months, not a source-methodology conflict. New construction runs higher, at a $365,000 median list price.

Rent runs affordably by unit size

Cited figures: 1-bedroom $887/month, 2-bedroom $1,328/month, 3-bedroom $1,748/month -- with overall average readings ranging more widely, from roughly $887 to $1,364/month depending on tracker and month, a real, disclosed spread rather than one settled figure.

No state income tax, but a real, high sales tax offset

Tennessee has no tax on wages or salaries. Cleveland/Bradley County's combined sales tax rate is 9.75% (7% state + 2.75% county, the maximum local rate) -- among the highest combined rates in the country, the real trade-off for no income tax.

Household income figures genuinely disagree by source -- a real, disclosed gap

One source cited Cleveland's median household income at just $30,797 -- an outlier that reads as implausibly low. Multiple other, more consistent sources cite the 2024 ACS 5-year estimate at $58,559, treated here as the more reliable figure. Bradley County overall runs higher still, at $63,789.

Key takeaways

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Last reviewed: 2026-08-22. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.