Cost of Living in Vermillion

Vermillion's cost of living runs genuinely, meaningfully below the national average, a real, disclosed defining feature of its small college-town identity.

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A below-national cost-of-living index

Vermillion's cost-of-living index was cited at 86.2, against a national average of 100.

Affordable housing anchors the picture

Vermillion's average home value (~$238,300) runs well below the ~$408,776 national median, the single largest driver of its favorable cost-of-living index.

No state income tax stretches take-home pay

South Dakota's real, statewide absence of an individual income tax applies fully to Vermillion residents.

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.