Taxes & Insurance in Lead
Lead applies South Dakota's real, favorable statewide tax structure alongside a Lawrence County property tax rate and Black Hills insurance context this record discloses honestly.
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Learn moreSouth Dakota's real 2026 tax advantages
No state individual income tax at all, and therefore none on Social Security, pensions, or retirement-account withdrawals, alongside a combined average sales tax this project's own SD state record anchors at approximately 5.99% -- real, genuine advantages documented in full in south-dakota.js (base record).
Lawrence County's property tax runs modestly above the SD statewide anchor
Two independent sources converge on a Lawrence County-wide effective rate of approximately 1.19%-1.2% -- modestly above this project's own SD statewide anchor of 1.06% (base record).
A genuinely wide spread across Lead's own tax bills
Ownwell's Lead-specific data shows tax bills ranging from $1,114 (25th percentile) to $6,421 (90th percentile) -- a real, disclosed dispersion reflecting Lead's mixed housing stock (base record).
Homeowners insurance likely runs elevated given Black Hills wildfire risk
No Lead-specific figure was confirmed this pass; South Dakota's own statewide average premium spread runs approximately $2,792-$3,637/year, with the state's elevated cost concentrated specifically in Black Hills wildfire-risk communities (base record).
Key takeaways
- South Dakota's no-income-tax structure and ~5.99% combined sales tax both apply in Lead.
- Lawrence County's 1.19%-1.2% property tax rate runs modestly above SD's 1.06% statewide anchor.
- Lead's own tax bills range widely ($1,114-$6,421), reflecting its mixed housing stock.
- Lead's Black Hills location plausibly elevates homeowners insurance; confirm a Lead-specific quote directly.
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