Pros and Cons of Living in Keystone

Keystone's honest tradeoff is a real, distinctive Mount Rushmore-gateway identity, set against a genuinely tiny, seasonally-driven local economy and real, disclosed data gaps this record does not paper over.

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Real advantages

A real, distinctive, once-in-a-dataset identity as the immediate Mount Rushmore gateway community, South Dakota's favorable no-income-tax structure, and genuine Black Hills mountain/outdoor-recreation access.

Real tradeoffs

A genuinely tiny, tourism-dependent job market, real, disclosed Black Hills wildfire risk (including a documented 1939 near-destruction of the town), and real, disclosed gaps in Keystone-specific crime, school-zoning, and healthcare data.

The net read

For movers connected directly to Keystone's tourism economy or specifically drawn to its Mount Rushmore-adjacent setting, the advantages are real. For those needing a diversified job market or confirmed local-service data, the disclosed gaps carry real, substantial weight.

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.