Retiring in Hot Springs

Retiring in Hot Springs is supported by real, data-driven demographic evidence -- the strongest retiree-relevance figures of this project's four South Dakota Tier A builds in this batch.

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The oldest population in this project's SD batch

Hot Springs's cited median age (~59.4) and senior share of adults (~43.2%) run the highest of this project's four South Dakota Tier A builds (Tea, Deadwood, Custer, Hot Springs), well above South Dakota's own statewide figures.

A real, substantial VA healthcare presence

The VA Black Hills Health Care System gives Hot Springs a genuine, distinctive draw for veteran retirees specifically, alongside Fall River Health Services' civilian care.

Genuinely affordable city-specific housing and no income tax

Hot Springs's city-specific home-value figure (~$153,000) and South Dakota's lack of state income tax both benefit fixed-income retirees.

Key takeaways

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Read the full Hot Springs overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.