Cost of Living in Summerville
Summerville's cost of living runs meaningfully below Mount Pleasant's and coastal Charleston's across every measure sourced this pass -- real, structural affordability paired with South Carolina's two-bracket income tax and a genuinely lower insurance cost than the coastal markets in this dataset.
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Learn moreHousing: a real, wide range, every reading below Mount Pleasant's
Sourcing this pass showed a real spread from $344,000 (Redfin's February 2026 median, down 3.5% YoY) to $425,000 (Movoto's list-price figure), with Zillow's ZHVI at $373,685. Every plausible reading sits well below the $767,550-$883,519 range cited for Mount Pleasant elsewhere in this dataset.
Rent runs meaningfully below Mount Pleasant's too
RentCafe's 2026 figures cite a $1,666/month average (essentially flat YoY), ranging from $1,325 for a studio to $2,006 for a 3-bedroom -- well below Mount Pleasant's $2,264 average cited elsewhere in this dataset.
South Carolina's real income tax and Summerville's disclosed sales tax range
South Carolina applies a real, two-bracket income tax under Act 110 (1.99% on the first $30,000 of SC taxable income, 5.21% above) -- not a no-income-tax state. Summerville's combined sales tax carries a real, disclosed range of 7.0%-9.0% depending on the specific county portion and special tax district a given address sits in.
Key takeaways
- Summerville's median/average home price ($344,000-$425,000 across sources) runs well below Mount Pleasant's $767,550-$883,519 range in this same dataset.
- Rent averages $1,666/month per RentCafe -- meaningfully below Mount Pleasant's $2,264 average.
- South Carolina's real 1.99%/5.21% two-bracket income tax applies; Summerville's combined sales tax ranges 7.0%-9.0% by specific location.
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