Cost of Living in Spartanburg

Spartanburg's cost of living centers on genuinely affordable housing (sourced medians $230,000-$266,500, well below the national figure) and a modest rent market, paired with South Carolina's real two-bracket state income tax and a combined sales tax that varies 6%-8% by district within the county.

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Housing runs genuinely affordable across every source

Zillow's average home value is $236,395 (+2.2% YoY); Redfin's median sale price over the trailing 3 months was $230,000 (+0.4% YoY); Houzeo cited a higher $266,500 (+6.6% YoY). Every figure lands meaningfully below the national median home price.

Rent shows a real, wide spread by unit size and location

A citywide average of roughly $1,117-$1,235/month masks real variation: a 1-bedroom in the city centre averages $1,257 vs. $945 outside it; a 3-bedroom runs $2,333 in-centre vs. $1,586 outside. 65% of Spartanburg rentals fall in the $1,001-$1,500/month range.

South Carolina's real income tax and Spartanburg County's variable sales tax

South Carolina applies a real, two-bracket Act 110 income tax (1.99% on the first $30,000 of SC taxable income, 5.21% above). Spartanburg County's combined sales tax varies 6%-8% depending on the specific special taxing district within the county -- confirm the rate for a specific address rather than assuming one flat citywide figure.

Key takeaways

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Last reviewed: 2026-08-24. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.