Pros and Cons of Living in Lexington

Lexington's honest tradeoff is the strongest schools and safest crime profile among the four SC markets in this wave, plus a real, distinctive Lake Murray gateway identity, set against the highest housing and rent costs among these four markets.

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Real advantages

Lexington County School District One earned the strongest district-wide rating among these four SC markets (A grade, 4.27/5, #2 in the Columbia area), with proficiency scores meaningfully higher than Columbia's own Richland One district. Lexington's crime profile is the safest among these four markets and safer than Columbia itself (46% below national average, A- grade). Lake Murray gives Lexington a real, distinctive recreational identity. Lexington's combined sales tax (7%) is the lowest among these four markets, and the town shows the strongest, most consistent population growth (+10.27% since 2020). A real, practical 20-30 minute commute into Columbia's broader job market.

Real tradeoffs

Lexington runs the highest housing and rent costs among the four SC markets in this wave under every source consulted. No Lexington-specific homeowners-insurance figure was found this pass. Specific named neighborhoods were not researched to the same individual depth as the other three markets. South Carolina's real state income tax (1.99%/5.21% for 2026) applies here as statewide.

A genuine, correctly calibrated inland hazard profile

Lexington carries zero hurricane-landfall or storm-surge risk, but real, directly documented flood/dam-failure history -- the historic Lexington Mill Pond dam failed during the October 2015 floods, and the Lake Murray/Saluda Dam required emergency spillway releases. This is real and current, correctly distinct from coastal hurricane-landfall risk, and worth taking seriously for waterfront/near-waterway properties specifically.

The net read

For families prioritizing the strongest schools and safest crime profile among these four SC markets, plus genuine lake-recreation access, Lexington's advantages are real and well-documented -- at a real, disclosed cost premium relative to Sumter, Florence, and even Aiken. See who-should-move for the fuller breakdown.

Key takeaways

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Last reviewed: 2026-08-24. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.