Climate & Weather in Florence

Florence has a genuine humid subtropical climate -- hot, humid summers and mild winters, typical of the Pee Dee region -- with real, seasonal remnant-tropical-system flood risk in late summer/early fall being its most distinctive and most severely documented hazard among the four SC markets in this wave.

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A genuine humid subtropical climate

Florence shares South Carolina's broader Pee Dee climate pattern: hot, humid summers and mild, if not harshly cold, winters -- consistent with the humid subtropical classification documented for Columbia and other inland/near-inland SC markets in this dataset.

Late summer/early fall remnant-tropical-system flooding is Florence's defining seasonal risk

As detailed on insurance-hazard-costs, Hurricane Florence's September 2018 remnant rainfall struck the city directly, forcing roughly 3,000 residents to evacuate. This is a real, recurring seasonal pattern concentrated in late summer and early fall (peak Atlantic hurricane season), not an isolated historic anomaly -- Florence's real exposure to this pattern is the most severe among the four SC markets built in this wave.

Real tornado risk within South Carolina's most-active corridor

South Carolina's 'Carolina Alley' tornado corridor is specifically cited as running through the Florence/Pee Dee region, concentrated in spring -- giving Florence real, meaningful tornado risk as part of the state's own most-active corridor, not merely a secondary regional exposure.

No hurricane-landfall or storm-surge risk

Florence sits genuinely inland, with zero realistic hurricane-landfall or storm-surge exposure. This page uses inland-remnant-flooding framing throughout, never coastal hurricane-evacuation-zone framing.

Key takeaways

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Last reviewed: 2026-08-24. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.